Ranking the Most Affordable Cars to Insure

May 24, 2023 By Triston Martin

Every motorist must pay for cars with the cheapest auto insurance rates, but the amount varies widely not just by the type of car but also by the driver's age, driving history, and geographical area. Picking a vehicle with reduced insurance rates can significantly impact monthly payments. This article focuses on the top 10 most miniature expensive cars to insure currently available. Considering safety features and other aspects that may lead to lower insurance costs, the article ranks automobiles based on their average yearly insurance premium. The vehicles featured in the list include various sizes and body styles, from subcompact sedans to minivans and compact SUVs. This article aims to aid prospective automobile buyers by offering data on the most cost-effective models to insure. Always browse and compare quotes before making a final decision on an insurance policy since costs can vary substantially depending on individual factors. Here are the top 10 most miniature expensive vehicles to insure.

Honda CR-V

The Honda CR-V has earned a reputation as a trustworthy and secure compact SUV. It also has a low annual 2006 cars with the cheapest auto insurance rates, often under $1,300. The CR-V includes several safety features that could contribute to its low insurance costs, like a rearview camera, lane departure warning, and automatic emergency braking.

Outback Subaru

The Subaru Outback is well-liked because it is a safe and dependable crossover SUV. The average yearly price for insurance on it is $1,350. The Outback offers cutting-edge safety technologies like automated emergency braking and lane departure warning, and its all-wheel-drive system is likely a factor in its high safety rating.

Wrangler by Jeep

Jeep Wranglers are famed for their toughness and off-road prowess. In addition, the average yearly insurance cost is only about $1,400. The Wrangler boasts several safety systems that could help reduce insurance costs, such as electronic stability control, traction control, and roll mitigation.

Honda Odyssey

The Honda Odyssey is a popular minivan choice because of its roomy cabin and convenient family amenities. The average yearly price for this sort of coverage is $1,450. The Odyssey's array of safety systems, including front collision warning, lane departure warning, and adaptive cruise control, may be responsible for its relatively inexpensive insurance.

CX-3 Mazda

The Mazda CX-3 is an affordable compact SUV that excels in performance and efficiency. The average yearly price for insurance on it is $1,500. The CX-3's many safety features, such as blind spot monitoring, rear cross-traffic alert, and automated emergency braking, may help reduce used cars with the cheapest auto insurance rates.

Subaru Forester

The Subaru Forester is a popular compact SUV due to its high level of standard safety equipment and its standard all-wheel-drive system. Insurance for it costs about $1,550 per year on average. The Forester offers several safety features that could help reduce insurance costs, like adaptive cruise control, lane departure warning, and automated emergency braking.

Jeep Compass

The Jeep Compass is a popular compact SUV due to its rugged off-road performance and reasonable price. The typical cost of insurance for one year is roughly $1,600. The Compass offers safety features that could help with its relatively low insurance rates, like blind spot monitoring, rear cross-traffic alert, and electronic stability control.

Honda HR-V

The Honda HR-V is a popular subcompact SUV due to its low fuel consumption and roomy cabin. The typical cost of coverage each year is $1,620. The HR-V boasts several safety systems that could help reduce insurance costs, including lane departure warnings, adaptive cruise control, and automated emergency braking.

Subaru Crosstrek

Subcompact SUVs like the Subaru Crosstrek are well-known for their reliability and all-wheel drive capabilities. The typical cost of insurance for one year is roughly $1,650. The Crosstrek offers several safety features that could help reduce insurance costs, such as adaptive cruise control, lane departure warning, and automated emergency braking.

Chevrolet Equinox

The Chevrolet Equinox is a popular compact SUV because of its roomy cabin, refined driving experience, and excellent gas mileage. It is one of the least expensive vehicles to insure, with an annual premium of roughly $1,650. The Equinox includes several safety features that could help with its low insurance costs, including lane departure warning, forward collision warning, and automatic emergency braking.

Conclusion

The cost of auto insurance can be a significant financial burden for many motorists, but picking the appropriate vehicle can make a big difference. Some of the least expensive cars to insure are the Honda CR-V, Subaru Outback, Jeep Wrangler, Honda Odyssey, Mazda CX-3, Subaru Forester, Jeep Compass, Honda HR-V, Subaru Crosstrek, and Chevrolet Equinox. These vehicles are a good option for drivers who want to save money on car insurance because they typically have lower premiums due to a combination of safety features and other considerations. Remember that insurance rates vary widely by driver age, driving history, and other factors, so it's wise to browse and compare estimates before settling on one.

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